Personal Line Privacy Notice

FACTS
What Does IPFS® Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account Balances
  • Account Transactions and Payment History
  • Assets and Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons IPFS chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information
Does IPFS share?
Can you limit this sharing?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus 		YesNo
For our marketing purposes:
to offer our products and services to you 		YesNo
For joint marketing with our financial companies YesNo
For our affiliates' everyday business purposes:
information about your transactions and experiences 		YesNo
For our affiliates' everyday business purposes:
information about your creditworthiness 		NoWe don't share
For our affiliates to market to you NoWe don't share
For nonaffiliates to market to you NoWe don't share
QUESTIONS?
844-722-4092
Who we are
Who is providing this notice? IPFS Corporation, IPFS Corporation of California, IPFS Corporation of the South, and IPFS of New York, LLC (Collectively, referred to as “IPFS”) and AndDone, LLC.
What we do
How does IPFS protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.
How does IPFS collect my personal information?We collect your personal information, for example, when you
  • open an account or give us your contact information
  • pay your bills or pay us by check
  • apply for financing

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies such as IPFS Corporation, IPFS Corporation of the South, IPFS Corporation of California, IPFS of New York, LLC and PFS Financing Corp and AndDone, LLC.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Non-affiliates we share with can include insurance companies, service providers, data processors, and co-branded partners.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • We do not engage in joint marketing

You may be entitled to additional rights based on your home state's law regarding our use of your personal information. Visit our privacy page (www.ipfs.com/privacy) or call 844-722-4092 to request a copy of our Privacy Statement to learn more.

Updated July 2022